In the United States, it is customary to use checks and credit cards rather than using cash because it is easier and safer. Banks and credit unions offer a variety of financial services including checking and savings accounts, debit cards, electronic bill pay, and wire.

Opening a U.S. Bank Account

To open a U.S. bank account, you must provide identification, such as a passport. Some institutions will require an address verification such as a rental agreement or utility bill. Consult with your bank in your home country to learn if there are affiliated banks in the United States. It is typically easier to do money wires (money transfers) when there is an affiliation.